Financial-crime typologies and red flags

FATF’s maintained analytical report family publishes scoped money-laundering, terrorist-financing, proliferation-financing, and sanctions-evasion typologies and red-flag/risk indicators, together with report dates, methodology, scope, and express indicator limitations. The reports state that lists are non-exhaustive and a single indicator does not itself warrant suspicion.

The maintained public FinCEN advisory/notice family publishes U.S.-regulator-issued, publication-scoped illicit-finance typologies and categorized red flags with actor, product, channel, activity, jurisdiction, issue-date, contextual-limit, related-publication, and withdrawal context. The publications expressly require surrounding facts and do not make one indicator proof of suspicious or criminal activity.

Within U.S.-bank examination scope, FFIEC Appendix F and product/channel risk sections publish non-exhaustive money-laundering and terrorist-financing red flags, including transaction, customer-information, funds-transfer, trade-finance, and reporting-evasion examples. The Manual says a red flag alone is not evidence of criminal activity; these examples must not be generalized into insurer-specific duties or findings.