Claim severity trend benchmarks

ASDI’s trend circulars directly supply repeated average paid or incurred claim-cost/severity observations by supported line, coverage, geography, and data period, and the current product describes trend analysis for estimating future costs. This supports historical severity movement and prospective selection context, but not a universally defined forecast scalar; retain currency, paid/incurred basis, gross/net treatment, annualization, direction, target period, and method/version from the licensed circular.

The 2026 CompScope family documents historical changes in total cost per claim and medical and indemnity components, primarily from 2020 through 2025 across multiple maturities, using experience through 2025 for injuries through 2024. This is historical workers-compensation severity-trend evidence only, not a prospective forecast; the purchased report must provide the exact scale, direction, annualization, paid/incurred basis, currency/inflation treatment, adjustment, and methodology.

The annual State of the Line Guide and report publish accident-year historical and preliminary-ultimate medical, indemnity, total lost-time, and wage-adjusted total claim-severity series, annual percentage changes, first-report cohort changes, NCCI-state scope, valuation dates, development basis, exclusions, displayed dollar scale, and edition. This supports historical claim-severity trend only; AY2025p is preliminary at the 2025-12-31 valuation and is not a prospective forecast.