Business credit and payment condition

Creditsafe reports a provider business credit score on a documented 1–100 scale, with bands from Very High Risk to Very Low Risk and a stated 12-month prediction horizon for serious payment delinquency or bankruptcy; the API also supplies provider score range and description. This pins scale, direction, and forecast horizon, but the citations do not identify model version, input observation window, report as-of timestamp, or underlying payment-trade details.

Experian's Businesses API returns Commercial Intelliscore Plus and Financial Stability Risk scores, score factors, and monthly and quarterly trends after resolving a buyer-selected U.S. business to a BIN. This is concrete vendor credit-risk evidence, but the cited material does not define score scales/direction, model version, underlying observation window, or response as-of date.